Comparison of the main payment gateways

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PayPal
PayPal is the world's most popular payment platform . It has over 220 million users and is used in all kinds of businesses, from sales to auctions. It has the advantages of accepting a wide range of payment methods, many customization options, and easy invoice creation.

On the other hand, PayPal fees are higher than other sites. These are a commission on payments of 2.90% + 0.30 USD for local transactions, but if the transaction is international, it goes up to 4.40% + 0.30 USD.

Please note that PayPal does not provide you with a single merchant account and does not work equally well in all Spanish-speaking countries.

Stripe
Stripe is a platform designed for medium and large companies. Its greatest strength is its enormous capacity for customization : it allows you to design payment processes for subscriptions, mobile payments, one-click payments, etc.

It works with a variety of programming languages, including Python, Java, Ruby and PHP. Here is also one vp engineering email list of its disadvantages: it requires a certain degree of technical knowledge to be implemented and customized.

The cost is especially attractive for European businesses: the transaction fee is 1.40%, plus a small fixed fee for European cards. For cards from other countries, the percentage is 2.90%.

Authorize.Net
Authorize.Net is perhaps the most versatile service on this list. It can be associated with almost any merchant account and accepts all major payment methods . Plus, it can accept payments in currencies from almost any country.

Its cost is another point of interest : the transaction fee is only 0.10 USD, in addition to the monthly subscription of 25 USD.

Amazon Pay
Amazon Pay is a secure and easy-to-use platform. It has powerful features that can increase customer loyalty, including automatic payments, a database with customer information, and easy integration into any website.

The main disadvantage of Amazon Pay is that it only works in 8 countries . Make sure your regions of interest are covered.

Adyen
Adyen is quickly becoming one of the world's leading payment gateway providers. In fact, Adyen will soon replace PayPal as eBay's payment processor.

It has expanded to countries in all regions of the world and accepts all types of payment methods , making it a great option for businesses looking to expand internationally.

Their transaction fees vary from market to market, but there are no monthly subscription fees.

Square
Square is the perfect choice for businesses with physical locations . It can be easily installed on any smartphone and is able to accept payments thanks to its credit card reader that you can install at no additional cost in the application.