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Health and Accidents

Posted: Wed Feb 19, 2025 9:22 am
by sumaiyakhatun26
The second Pillar (Pillar 2) is compulsory for salaried persons. It feeds into “Pillar 1” to maintain the previous standard of living for individuals, to provide them with an income equal to approximately 60% of that earned pre-retirement. The law sets the minimum statutory benefits. Companies and other institutions may establish benefits exceeding this minimum.

“Pillar 1” and “Pillar 2” are compulsory and dealt with by the employer, “Pillar 3” is a voluntary individual process organised directly with an insurance company or bank. This scheme benefits from tax incentives.


Swiss health insurance is mandatory for everyone living in Switzerland for longer than ivory coast mobile database three months. The insurance premiums are considered a private cost and are rarely covered by the employer.

Accident insurance is compulsory for everyone with gainful employment in Switzerland. It covers the financial consequences of accidents at work and outside of work.

In other cases, the risk is covered under private health insurance.

Compulsory Military Service, Maternity and Paternity Leave
Anyone living or working in Switzerland is insured. It partially covers loss of earnings arising from the performance of military or civil protection services, or during maternity and paternity leave.