The car accident claims process is notoriously complicated, often riddled with confusion, frustration, and uncertainty on top of the debilitating injuries, expensive medical bills, and missed wages you’re already dealing with.
Knowing how to file a car accident claim in Boston can make all the difference when you need to recover your losses after a collision. This article will help you determine the validity of your claim, understand applicable state laws and how they affect your rights and responsibilities after a crash, and how to file a claim through your own auto insurance.
Massachusetts is a no-fault insurance state, meaning albania whatsapp number data you can recover some of your accident losses regardless of who was at fault for a collision in Boston. You can file a claim through your personal injury protection (PIP) for reimbursement of your medical costs and lost earnings up to $8,000.
Determining whether You Have a Valid Accident Claim
Because Boston is in a no-fault state, you can file a car accident insurance claim no matter what. If another driver did cause your car accident, you may qualify to file a bodily injury insurance claim on the at-fault driver’s insurance policy, though the amount you can recover will depend on the at-fault driver’s policy limits.
Because insurance claims only cover a limited amount of financial damages, it should come as no surprise that auto insurance claims are often not enough to cover the extent of someone’s losses after a motor vehicle accident. Specifically, auto insurance claims only cover a portion of your economic damages, or financial losses, after an accident. You would need to file a car accident lawsuit to recover noneconomic damages, which represent your subjective losses. Examples include: