According to Rostec, insurance against unmanned

[tanjimajuha20]

Insurance against drone attacks, according to NPO POVS RT-Mutual Insurance, a subsidiary of the state corporation Rostec, should solve the following problem: regardless of forecasts and geography, ensure the protection of the property of companies that are part of the corporation, as well as minimize financial losses and help them restore their property.

In 2021, the board of the belize whatsapp number database Rostec state corporation decided to create a non-profit organization, RT-Mutual Insurance. For the first two years, insurance was provided under the same basic conditions, regardless of the state of the enterprise, the availability and operability of security systems, and other factors. In 2023, a system of adjustment factors was developed that takes into account the above factors in the formation of the tariff.

aerial vehicles (UAVs) is related to extended coverage and is calculated taking into account an individual insurance rate and a correction factor; the enterprise itself assesses the degree of risk of a drone crash and specifies it in the insurance contract with the inclusion of the relevant risks in the coverage.

"At the initial stage, the insurance premium is calculated in the same way as property insurance for enterprises, that is, the same basic conditions apply to all enterprises. As payment statistics are received, enterprises are equipped with effective means of combating UAVs, and their geographic location is taken into account, these criteria will be included in the calculation of the individual coefficient according to the developed methodology," Rostec's press service told ComNews.

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"Our task is to prevent downtime at factories and, in the event of damage, to help quickly eliminate the consequences, minimize the risks of damage, and, ideally, try to avoid the occurrence of an insured event. Therefore, we are working on a mechanism for allocating funds to improve the protection system for participants in a mutual insurance company from the preventive measures fund," said Igor Egorov, Director of Risk Assessment at RT-Mutual Insurance.

RT-Vzaimnoye Insurance plans to propose rules to Rostec companies for the payment of funds for the improvement of security systems - for example, for the purchase of automatic fire-fighting equipment, response equipment and systems for repelling UAV attacks.

"Rostec's offer is unique for three reasons: it is the first public offer of such a product for business on the market. It has a service component to protect the client's interests in the form of technical means against drones. It is available only to members of Rostec's own mutual insurance society (OIS)," one of the editors of the Insurance Case telegram channel told a ComNews correspondent.

A mutual insurance society is a kind of insurance cooperative that offer